Panorama Community Schools

11th Grade Year, Tasks Overview

Counselor & Junior Topics for Early Fall Class Meeting
 
Overview - Primary Purpose of HS is to prepare people to be self sufficient, law abiding, tax paying, productive contributors to the U.S and world
 
  1. Employers highly value people who are reliable (show up everyday on time) and have good soft skills.
    1. Soft Skills (The Most Important Soft Skills Employers Seek, Sept.2018, The Balance Careers): team player, flexibility, effective communication (body language, listening, articulate), resourceful and creative problem solving, accepting of feedback, and show confidence/self-assured
  2. Gain experiences that you can reflect upon during an interview for a job or scholarship (maybe even serving as an Iowa Legislative Page at state capital during Gr.12 for 12/2019 application link; Gr. 11 is Deadline October 5) that show your ability to learn, take direction, solve problems, communicate, improve an organization. You can get these leadership and exploration type of experiences through school and school programs, but there is no substitute for community volunteerism and paid work experience.
  3. Best Grades Possible - most Panorama students are heading to college and we encourage completing college admission applications in the first 9 weeks of Gr.12, so Gr.11 is last time to show yourself as a capable learner and responsible person through course selections, grades, & attendance when your application for freshman admission is reviewed.
    1. See top 4 lines of chart on p.17 of State of College Admissions
  4. Talk with your family/parents and ask if they will be able to help you pay for college (maybe start an IOWA529 Plan for college expenses; related article explains basics of 529), it not, then you may want from Mr. Webner to look at options to pay for college.
    1. Garner your families' support - your family loves and when they hear and see your excitement about pursuing a goal, like a career, they will want to help you...so listen to their ideas and don't be afraid to ask for their help (they may have contacts and resources related to your goal that you didn't know about).
  5. Consider Decreasing Future College Costs (Debt) By Increasing Your Skills Sooner
    1. Free college courses during high school (we have 9 out or 10 upperclassmen either at PHS or off campus in Guthrie Center, Perry, even Ankeny, West Des Moines, Waukee, or Carroll), but transportation costs are family burden so carpooling can really help.
    2. Attending DMACC in Perry (AAS degree possible in 2 years for transfer to other college or starting full-time work) while living at home 1st year or two, after graduation.
    3. Ask local person in career of your interest if you can volunteer or work part-time with them on weekends, after school, and/or summer 2019 to gain awareness and skills so you can use that knowledge and experience to make part-time money during college or begin full-time work.
    4. Examples to visit more about one-on-one: 
      1. DMACC Career Advantage PHS students who have made great money after half-day-over-school-year-of-training: Guthrie or Perry CNA, Ankeny Diesel Tech, Perry Auto Tech
      2. Mr. Billy Hummel (E side of Panora) open to autobody internship for hour daily, could lead to more with pay for right person
      3. Panora Telco summer work, Mr. Randal, always interested in local graduate willing to take their training for local full-time position
      4. Panora EMT supervisor Mr. Hupp, needs more trained applicants to apply, he offers ambulance drive alongs
      5. Others you know possible?
Specifics
  1. Visit with People and Places related to your possible future
    1. Off Campus Visits to College Campus Form/Link - getting on a college campus is great way to shop & compare colleges. Most college admissions websites have visit sign ups. Many have Junior Days, encouraging you to learn about, & be enticed to attend. Examples: Just for Juniors at ISU/TBA, Junior Visit Day at Simpson in April, Junior Day at Indian Hills CC in March.
    2. Golden Circle College Fair -  held Sunday, September 23, 2018, in Des Moines,  Traditionally the largest college and career fair in the state of Iowa, Golden Circle will host more than 150 colleges from across the United States, as well as career experts and industry leaders
    3. Christian College Fair, (use link to register) dates and locations vary each year, use tool to search those close to use in "Midwest"
    4. College reps, military recruiters, workplace employers visiting PHS - save that link to know who is visiting us and when, a great way for you to become an informed shopper for yourself
  2. Decide: ACT as Junior, or wait for free ACCUPLACER & ALEKS as a Senior? If you know you want to attend a community college, either for vocational training or for transfer to a 4 year college, then an ACT is not required.
    1. The ACT is accepted by community colleges, but you can take another test, computer delivered, on a community college campus, for free, less time testing, called the ACCUPLACER/description link.  
    2. The ALEKS (math) test is becoming more widespread as a second required test for admission into a community college program - for example any of our students wanting to take a DMACC math (other than Mrs. Ploeger's DMACC Math/MAT772) must first take what DMACC offers as ALEKS test - online and free!
    1. ACT ($50.50/fees link) www.actstudent.org - used by all 4 year colleges, universities, & community colleges as part of admissions process
      • 3 artifacts used by 4 yr. colleges to determine freshmen acceptance are: 1) ACT Scores, 2) HS Transcript; courses/grades/attendance, 3) Application for Admission.
      • What did your last Iowa Testing Program assessment project your ACT to be? (80 percent chance the ITP's ACT predictor is true)
      • ACT Writing subtest is optional ($16 more), but good feedback on your writing skills.
        1. Most colleges do not require it, but the highly competitive colleges, like those in the Ivy League College Athletic Conference, do require the ACT Writing test.
      • ACT is accepted, but not required by community colleges (may take free online Accuplacer test once you have applied to DMACC for freshman admissions, Accuplacer has less time commitment than ACT, call DMACC of Perry, IA). [Accuplacer free practice website]
      • ACT Retesting Data - http://www.actstudent.org/faq/more.html ; only highly selective colleges tend to frown on students retaking
        1. ACT multiple times per school year, so very safe to retest for majority of students
        2. Recommend taking ACT without preparation in Fall Grade 11 to see what it is like without stress (these "trial runs" often result in great scores and students sometimes decide to not take again).
        3. IF you are willing to test multiple times, typically scores raise 1 Composite point per school year, but if you practice and review for the test it is normal to see scores raise several points or more!
        4. December, April, & June you can pay more for your answers/TIR (Test Information Release) & use for studying areas/questions you did not score as well, then retest
      • 2018-2019 ACT Test Dates & Registration Deadlines
        Test Date Registration Deadline Late Registration Deadline Complete Score Release**
        September 8, 2018 August 10, 2018 August 11-26, 2018 September 18 - November 2, 2018
        October 27, 2018 September 28, 2018 September 29 - October 14, 2018 November 13, 2018 - January 1, 2019
        December 8, 2018 November 2, 2018 November 3-19, 2018 December 18, 2018 - February 1, 2019
        February 9, 2019* January 11, 2019 January 12-18, 2019 February 20 - April 5, 2019
        April 13, 2019 March 8, 2019 March 9-25, 2019 April 23 - June 7, 2019
        June 8, 2019 May 3, 2019 May 4-20, 2019 June 18 - August 2, 2019
        July 13, 2019* June 14, 2019 June 15-24, 2019 July 23 - August 26, 2019
      •  Basic ACT Test Knowledge ( see http://www.actstudent.org/testprep for products and the free pdf "Preparing for the ACT" and online questions)
      • ●      Math section is mostly pre-algebra, algebra & geometry (so often that great math students miss pre-algebra concepts covered in Gr.8, only 7% trigonometry - so if you could get the easier Grade 8 level questions right your results would already be just below the national average.
      • ●      Science is application test so more practice you have looking at scientific scenarios & projecting answers the more routine it will be for you (best practice = HS Chemistry & Physics)
      • ●      Reading - look over questions before reading the passage, look for key words, see why you are reading the passage, then as you formulate guesses on what the passage will include, read & mark answers as they become obvious - but read entire passage to be safe.
      • ●      English - grammar & punctuation tend to be area, that is easier & forgotten so review helps
      • Basic ACT Test Strategy 1) Find the easier questions first and get those right, 2) Fill in all the ovals as you make your best estimates and guesses on the harder questions.
      • ACT Competes with SAT (College Board product) & their scores reliably predict one another  (http://www.act.org/solutions/college-career-readiness/compare-act-sat/)
    2. Decide: Take PSAT? (Practice Scholastic Aptitude Test; volunteer Gr.10 & 11; requirement for Gr.11 students to enter National Merit Scholarship Competition)
      1. Sign up with front office and Bring $16 to Mr. Webner by October 6, for an Wednesday, October 10 completion of the PSAT
      2. What? This is a practice test for the SAT. Product of College Board.

        (The SAT is a college admissions test, like the ACT).
      3. Who? Recommended for Juniors in top 15% of their class (Panorama typically administers test to ten or fewer volunteer students).
      4. Why? The PSAT has been selected as the qualifying test for a scholarship competition called the NMSQT (National Merit Scholarship Qualifier Test), which is a prestigious competition awarding full academic scholarships to the nation’s top qualifying students. Only junior students may qualify for the competition in taking the PSAT.
      5. IF TAKING PSAT IS A HIGH PRIORITY FOR YOU, then let Mr. Webner know by third week of September, so extra test materials can be ordered if needed during your child's junior or sophomore year.
      6. Cost is $16, checks payable to Panorama High School
      7. New in 2015 - students who take the PSAT will be given study plan for SAT using Kahn Academy, based on PSAT scores, this study plan can be done in our alternative room (Mrs.Ambrose & Mr.Kirtley) for an elective credit!
      8. Practice for the PSAT (See Mr. Webner for paper copy of practice test, answer sheets, scoring guide)
  3. Be Aware of College Financial Aid System; Overview for Seniors & Parents welcome to join us, HS Auditorium, "Troy" is our guest speaker from Iowa College Planning Center
    1. ICAN guest presenter, March YTBA, PHS Adviser Mtg., Auditorium, Parents/Guardians encouraged to attend this overview of college financial aid process, question/answer session following
  4. Start Pursuing Scholarships - Panorama guidance pages list specific programs & search tools (ex: https://www.raise.me/, fastweb.com)
    1. Athletic Scholarship Aspirations
      1. Ask your high school and private coaches for help, see what they think your level of college competition should be (NCAA 1, 2, 3, NAIA, or community college; even though D3's cannot give athletic scholarships they do give academic and need based awards so they can compete with recruiting of NAIA's to very close in total cost)
      2. Complete college recruiting questionnaire's through their websites
      3. Visit the college, Attend the college's camps, Ask your parent to communicate with college coach to have you work-out with their college team to evaluate you in the junior year and summer before and after the junior year.
      4. Apply to the college, get your NAIA or NCAA (Division 1 or 2) eligibility accounts started
      5. Division 3 NCAA college sports programs cannot give athletic scholarships but they can help you find other sources of financial help
    1. Fine Arts Scholarship Aspirations
      1. Speak with your HS teachers to see what opportunities there are to showcase yourself. Strategies like these have helped Panorama students in the past:
      2. Artists - create an art portfolio with Mrs.Lindstrom's assistance for college review during senior year (see college for details
      3. Artists - attend National Portfolio Day for review at favorite colleges across United States, often early Fall in midwest
      4. Tryout for Iowa All-State Vocal and/or Instrumental (create plan spring of the year before tryout with Mr.Bauch &/or Mr.Helm) 
      5. Participate in school our competitive Speech program for contest opportunities (Mrs.Arganbright)
      6. Participate in FFA competitions (see Mr. Babcock &/or Mr. Hameister to become FFA member)
      7. Participate in school drill team and research college auditions for their various spirit and competitive groups. 
      8. Division 3 colleges often give many fine arts scholarships which Panorama graduates have been able to take advantage of to help them pay for college and pursue their passions; example of Drake U's Fine Arts Scholarships
  5. Academic Planning with Career Focus (Most Panorama HS Graduates Plan to Attend "College")
    1. Required Gr.8-12 Academic Plan to complete Iowa's Core Courses with Career Focus
      1. MAP = My Academic Plan online at https://www.planyouradventure.net/
        1. Use the google button option for login
    2. Colleges often want to know what your academic plan (course load) is for your senior year even though the grade you receive in those courses will not usually be taken into consideration of your admission - so make good choices in Gr. 11 and for your senior year, and stick to them.
      1. Look at the colleges' webpage describing their admission requirements
        1. Example, Central College: ACT that describes freshman success likely, Top half of HS class, 4 Yr. English including Literature, 3 Yr. Social Science with American and European History, 2 Yr. Math including Advanced Algebra, 2 Yr. Lab Sciences, 2 Yr. Foreign Language
      2. Look at the colleges' freshmen profile to compare those statistics to yourself.
        1. Example, University of Iowa: HS GPA = 3.69 Mean, Middle 50% ACT = 23-28, 2,817 Women & 2,201 Men
    3. You apply to colleges at the conclusion of the Junior Year/Beginning of Senior Year - so Gr. 11 is last time to effect your GPA
      1. colleges will accept you based on 3 years of HS, then confirm at end of your senior year that you actually followed through and did the things you said you would do your senior year.
    4. Independent Research
      1. #1 Thing HS Students Share Helped Them Make Up Mind About Which College Was Seeing The Campus & Talking With Professors and Students
      2. When shopping for college, it is very reassuring if you can match up or beat your likely starting salary versus the college's cost of attendance. See Iowa Salaries at Bureau of Labor & Statistics, look for lower 10th percentiles for starting salaries^.
        1. Example: Use the BVU Scholarship Calculator to see what discounted price you will have for 1 year there, multiply that by 4 years, and then compare it to a probably starting salary.
          1. Buena Vista University said 9/10/2018 their average student pays $8,500 each year (even though starting cost is $43,600 because $ is reduced by merit scholarships for higher ACT Scores & HS GPA), so $8,500 x 4 years = $34,000.
            1. IF you can get those merit scholarships, and your starting salary after college graduation is going to be $34,000 or higher, then you should have a high amount of confidence that BVU is an excellent investment for yourself.
              1. ^$37,000 is a typical starting salary for elementary teachers in Iowa (https://www.bls.gov/oes/current/oes252021.htm = lower 10th percentile )
    5. What if I was immature in Grades 9 & 10 so my courses and GPA are not too impressive - can I still get into college?
      1. Odds are good. Turn it around academically now so you can show you are capable and reliable in Grade 11 & 12. You can graduate from the college of your choosing - but you may not start at the college of your choosing as a freshman. Many HS graduates attend a community college to earn an Associate Degree/2yr and then transfer those college credits to the 4yr college of their dreams = this is called a 2 + 2 approach; one example is the Iowa State University Partnership Program that allows DMACC students, who generally take classes at Boone or Ames DMACC centers, to eat ISU food & pay ISU prices for events). Another plus is having two degrees through this process (AA & BA) and flexibility after AA to join work force if you choose instead of earning a BA.
      2. After an initial college rejection, we can ask the college admissions to tell us if there is anything that would change their mind - sometimes improved course selection and grades, improved ACT scores, along with staff recommendations, do make it happen.
    6. YTBA = Iowa Workforce Development Presenter; career trends & projections for for our area and Iowa in general, how to use IWD career & counseling tools, & is prelude to National Career Readiness Certification testing at PHS
  6. Be Aware Of Your Probable Workplace Environment for Life After High School in Iowa
    1. 2025 Iowa projections on percentage of workers who will need certain levels of education for their jobs:
      1. At least some College or a 2 year Associate Degree - 39%
        1. "Middle skills" can earn bigger than middle money in Iowa/link
      2. High School Diploma or Less - 32%
        1. most of us are not excited about these salaries, but the role these jobs play in our society are critical, often part-time jobs
      3. Bachelor Degree from 4 year College or University - 21%
        1. Iowa has average of 26.7% with Bachelor degree or higher currently
      4. Graduate Degrees beyond a Bachelor's Degree - 8% 
        1. Example: community college liberal arts professors must have at least a Master's Degree (2 yr. beyond a bachelor)
    2. Money Averages by Degree - The Department of Education's 2017 Institute of Educational Services Report (Average Salary Without a Degree, July 2018, Chron)

      The Department of Education's IES report describes income outcomes for young adults 25 to 34. In 2014, workers without high-school diplomas earned $24,000 annually; workers with high-school diplomas earned $30,500; workers who completed some college earned $31,900 and workers with a bachelor's degree earned $49,900. Workers with a master's degree or higher earned $59,200.

    3. What if I want to do a career that usually doesn't pay that much - how will I live? or ever retire?
      1. Living with your pay using the Living Wage
        1. See what size of family your possible job scenario could take care of by matching the Living Wage (http://livingwage.mit.edu/states/19 with below chart) wanted to the salary of your future work at Bureau of Labor & Statistics (Iowa)
          1. Family Size I choose (up to 4 or 5):    [2 Adults (1 Working) 3 Children]
          2. Living Wage for Chosen Family    [$26.45]
          3. Annual Wage 10th Percentile (beginner)    [$13.10]
          4. Annual Wage 50th Percentile (median)     [$24.76]
          5. Annual Wage 90th Percentile (expert)     [$45.09]
          6. Summary Sentence: (Example: My Living Wage goal of $26.45 to take care of two adults and three children, while working as a Interior Designer (https://www.bls.gov/oes/current/oes271025.htm) is almost realistic at the 50th Percentile [$24.76] and easily realistic at 90th Percentile [$45.09], but not realistic as a 10th Percentile beginner [$13.10]).
        2. Fact: The average size of an Iowa Family is 3 people (https://www.iowadatacenter.org/quickfacts).
Hourly Wages 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Living Wage $10.53 $23.23 $26.36 $32.89 $17.66 $20.90 $24.03 $26.45 $16.24 $8.83 $12.52 $14.82 $16.77
Poverty Wage $5.00 $7.00 $9.00 $11.00 $7.00 $9.00 $11.00 $13.00   $3.00 $4.00 $5.00 $6.00
Minimum Wage $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25   $7.25 $7.25 $7.25 $7.25
 
      1. Retiring with your pay
      2. Regardless of our salary, we all can take advantage of the compounding interest that is part of our economy.
        1. The classic example to help people understand compounding interest is the Choosing a Penny Doubled Every Day for 1 Month (30 days) Or Choosing a Million Dollars. Do you know what you would choose?
          1. Here is the math that explains the doubling penny is much better choice (http://mathforum.org/dr.math/faq/faq.doubling.pennies.html).
        2. The U.S. stock market has increased people's money an average of 10 percent when they buy and leave it invested to grow over time (https://www.nerdwallet.com/blog/investing/average-stock-market-return/), or lower and closer to 7 percent if investors are not as patient. At 7 percent annual interest it takes one decade (10.2 years) for money to double (Rule of 72, Investopedia), so an average American who works until age 65 can see their investment double 4x's (graduate from university and start investing by age 25 and retire at age 65). 
        3. Well known and controversial financial adviser (time.com/money, 2013 online article), Dave Ramsey (books, radio talk show, public shows, et.) encourages all of us to invest and take advantage of our economies' growth with up to 12% interest.
          1. Play with the possible money you can accumulate using Dave Ramsey retirement calculator (which advises investing in more successful business sector, referred to S & P 500 at up to 12 percent return each year). Here are the fields you enter your data for a calculated total: 
            1. Current Age 
            2. Age You Plan to Retire
            3. How Much You Already Have Saved for Retirement
            4. How Much You Will Contribute Monthly
            5. How Much Do You Think Your Annual Return (Interest Rate) Will Be
              1. Amount Contributed: 
              2. Amount Grown (Growth):
              3. Total: 
          2. Look at these examples and then share with someone your strategy to "let your money work for you instead of you working for your money" using long term investing in the U.S. Stock Market (When you can share a goal it can take on more meaning in your life!)
            1. Examples:
              1. $100 monthly for 40 years at 7 % is $422,747 ($56,400 invested with $366,346 grew from compounding interest)
              2. $100 weekly (Like Mr. Nordquist challenged upperclassmen in Spring of 2018, or $400 monthly) for 40 years (maybe Age 22 to 62) at 7% interest is $1,025,340 (your a millionaire!)
              3. Webner challenge for those not going to college after graduation, but working full-time and overtime as possible. Ask your parents to let you live at home for a year or two to help you get start.  At $14/hr you bring home at least $1,500 monthly, so less than a 3rd of that goes to investing with reputable financial adviser = $458 monthly is the monthly goal, ($5,500 is Roth Individual Retirement Account limit). Save $458 monthly from age 18-30. At 7 percent in those 12 years Ramsay tool calculates accumulating $105,199. Then after age 30 you don't save ever again for retirement. Imagine how nice that would be to spend what you earn on things other than retirement for over 30 years!. You let that amount grow as an investment also averaging 7 % interest annually. By age 65 you have over 1 million dollars ($1,123,165).
    1. Why are people with 4 Yr. Degrees going to Community Colleges? 
      1. Answer: Gap between job market and job preparation choices
      2. Reference article: Graduates of four-year universities flock to community colleges for job skills
    2. Why do Iowa college graduates have more debt than in 40 other states?
      1. Answer: Iowa colleges cost more, Iowa jobs for BA graduates fewer and pay less
      2. Reference Article: more-students-taking-out-loans-facing-debt
    3. Why do 40 percent of the students who go to 4 Yr. Universities Drop Out?
      1. Answer: $$$ issues, going to college without clear purpose, immaturity & distractions
      2. Reference article: With Their Whole Lives Ahead of Them, Gates Foundation
    4. Maybe, NO COLLEGE FOR YOU BUT WILLING TO LEARN?  Consider these options - 
      1. APPRENTICESHIPS that IOWA has to offer (free training while being paid to do and learn a trade: construction, plumbing, electrical, heavy equipment operation, on & on...),
        1. Once an apprentice becomes a journeyman their salary will have grown between 30 to 50 percent since starting as apprentice
      2. Enlist in our U.S. Armed Forces
      3. AMERICORPS - each state has an AMERICORPS program, young people serving their communities, gaining experience as full-time or part-time member over 12 months, earn allowance, and scholarship for college 
  1. Careers and personal lives involve computer programming by others, so the college majors and certification related to computer programming are hugely valuable. PHS offers one programming related course, Intro to Engineering and Design, with Mrs. Ploeger for DMACC credit.
    Combining a programming education with any other interest you have is highly encouraged! If you are interested in learning more about computer programming try: